BBVA has officially introduced its new digital bank in Germany, aiming to redefine how customers experience banking. By combining innovative technology with a compelling value proposition, BBVA brings a fresh approach to the German market, offering customers simplicity, transparency, and reliability.
Attractive BBVA Account Features for German Customers
New customers can open a checking account that pays 3% interest for the first 12 months. Interest is credited monthly, and there are no hidden conditions or requirements to sign up for additional products. The account is completely free, with no fees or subscriptions.
Each account includes a complimentary debit card that gives 3% cashback on all purchases—both in-store and online—for the first year. Cashback is paid monthly, making everyday spending more rewarding.
Comprehensive and Convenient Banking Services
Customers enjoy free cash withdrawals at over 70,000 ATMs and cash points throughout Germany, including supermarkets, retail stores, and select gas stations. Withdrawals over €150 are free, both in Germany and across other EU countries.
The BBVA mobile app stands out for its intuitive design, real-time updates, and secure payment features. Customers can manage their cards, make fast payments, and track spending with ease. BBVA also introduces cards with no printed data and a dynamic CVV, offering an extra layer of security for digital transactions.
Flexible Financing Options
With the Pay&Plan feature, customers can split debit card purchases into three to twelve monthly installments, up to 90 days after payment. Additional lending options include instant personal loans and an overdraft facility, giving customers more control over their finances.
Security and Peace of Mind
BBVA Germany operates as a fully licensed bank, offering German IBAN accounts. Deposits are protected by the European Deposit Protection scheme, covering up to €100,000 per account, ensuring customer funds are safe and secure.
Customer Support That’s Always There
Support is available around the clock in German, with English-language service offered daily from 7:00 am to 9:00 pm. BBVA’s dedicated team is ready to assist customers at every stage of their digital banking journey, blending technological efficiency with a human touch.
BBVA’s Vision for Digital Banking in Germany
After a successful digital launch in Italy, where BBVA quickly gained over 700,000 customers, Germany is the next strategic step in the bank’s European expansion. BBVA aims to offer a mobile-first, transparent, and trustworthy banking experience, leveraging its global reputation and award-winning digital services.
A New Era for Banking in Germany
With its innovative products, strong security measures, and customer-centric approach, BBVA is set to transform the digital banking landscape in Germany. The bank’s focus on simplicity, transparency, and reliability makes it an attractive choice for anyone seeking a modern banking partner.